Call us toll free at 1-800-782-1022 or locally at 410-661-5000

Advantages of Leasing

To Salesman and Vendor:

• Overcomes dollar objections - helps close sales
• Allows customer to obtain equipment at once
• Enables client to buy bigger or better equipment
• Gives you ability to make multi-unit sales
• Helps avoid discounting
• Supplies you with rapid credit decisions
• Pays your invoice in a timely manner
• Eliminates financial risk

To Lessee:

• Keeps credit lines intact
• Conserves working capital
• Hedges against inflation
• Provides greater profits by putting equipment to work NOW
• Hedges against obsolescence
• Overcomes budget limitations
• Pays for equipment as it produces profits
• Can be least expensive form of financing
• Provides virtually 100% financing
• Has possible tax advantages

Reasons to Lease

• Only pay cash for items that appreciate in value - use somebody else's money for items that depreciate
• Cash kept in the business improves the balance sheet and the key financial ratios lenders evaluate
• Cash is derived from after-tax profits - the lease payment is a pre-tax expense

Reasons to Lease vs. Bank Financing:

• Generally leasing requires much less out of pocket money
• Leasing keeps bank lines of credit available for business opportunities and other short term cash requirements
• Leasing may offer off-balance sheet financing which can enhance a company's financial ratios and ability to get a loan
• Leasing provides an additional line of credit for the company as well as an additional credit reference